Carmel Clay Schools Homes between $400,000 and $450,000 for Sale

Luxury Three-Story Townhome in Carmel's Highly Desirable Ambleside Community. Located within the award-winning Carmel Clay School District, consistently ranked among the best schools in Indiana. This home is an outstanding choice for families seeking top-tier education and health opportunities. Discover modern, low-maintenance living in this stunning three-story townhome. Conveniently situated near 146th Street and Towne Road. Nearby: newly built, big shopping strip and the new Life Time luxury athletic club just walking distance away. This exceptional home offers easy access to shopping, dining, parks, and major highways. Designed with both style and functionality in mind, this move-in-ready home features. High ceilings,3 bedrooms, 2 full bathrooms, and 2 half bathrooms across three thoughtfully designed levels. The entry level includes a versatile flex room that's perfect as a home office, guest room, fitness area, or recreation space, along with a half bath, attached garage, and direct access to the street. The heart of the home is the impressive second level, featuring an open-concept layout that's ideal for everyday living and entertaining. The gourmet chef's kitchen showcases an oversized center island, 4-burner gas cooktop, Built-in microwave and double wall ovens, Stylish designer hood vent, Abundant cabinetry and countertop space, Private balcony for outdoor relaxation. The kitchen flows seamlessly into the bright dining and living areas, where large windows fill the home with natural light. Luxury upgrades throughout include Custom wrought-iron stair railings, elegant tile flooring in bathrooms and laundry rooms, Enhanced carpet padding for added comfort, a spa-inspired owner's suite with an upgraded tiled shower, and premium finishes throughout, offering generous living space, exceptional craftsmanship, and a prime location. Don't miss this opportunity to own a beautifully upgraded home in the heart of Carmel! Schedule a private showing today

14549 Elsmere Lane, Carmel

Listing courtesy of Tajwer Osmani.

$445,000

Tucked away on a premium wooded lot in the sought-after Ashmore Trace neighborhood, this beautifully updated home offers the rare combination of privacy, modern updates, and an exceptional Carmel location. Filled with natural light, the open floor plan creates inviting spaces for both everyday living and effortless entertaining, just minutes from top-rated Carmel schools, shopping, dining, parks, and everything East Carmel has to offer. This spacious 4-bedroom, 2.5-bath home features over $40,000 in thoughtful improvements, including premium triple-pane vinyl-clad windows, a new sliding glass door (2022), a beautifully remodeled secondary bathroom with hardwood flooring and a double vanity, a modernized fireplace, fresh paint, updated hardware, a smart thermostat, and contemporary lighting and ceiling fixtures throughout. The bright kitchen showcases freshly painted cabinets (2026), granite countertops, a center island, and stainless steel appliances, blending style and functionality. Step outside to enjoy peaceful mornings on the screened-in porch, gather with family and friends on the new paver patio with a fire pit, or unwind in the sprawling, fully fenced backyard surrounded by mature trees. Thoughtfully updated inside and out, this move-in-ready home offers a rare opportunity to enjoy privacy, outdoor living, and timeless comfort in one of Carmel's most desirable neighborhoods. Seller willing to provide a credit of $5,000 towards Buyer's closing costs.

14561 Waverly Drive, Carmel

Listing courtesy of eXp Realty, LLC.

$400,000

Fully Renovated Brick Ranch in Carmel Single Family Attached with Welcome to a home where every detail has been thoughtfully reimagined. This single-family brick ranch has been completely renovated and updated from top to bottom, offering the rare combination of classic curb appeal and true move-in-ready craftsmanship in one of the most sought-after school districts in the Midwest. Woodlands community offers pool, club house sports courts and a beautiful private lake. Step inside to soaring vaulted ceilings with exposed beam accents that instantly open up the main living space. New wide-plank luxury vinyl flooring flows throughout the great room, brick fireplace with a custom mantel and built-in shelving serves as the natural gathering point. Fresh trim, crown molding, and a neutral palette give the space a bright, airy feel that's ready for any design style. The fully remodeled kitchen features sage-green shaker cabinetry paired with crisp white uppers, quartz countertops, Stainless steel appliances, and an oversized single-basin sink with a pull-down black matte faucet. The finished lower level adds valuable flexible square footage - ideal for a media room, home gym, or playroom - while an unfinished mechanical area provides ample storage

10712 Downing Street, Carmel

Listing courtesy of REMAX ONE.

$409,900

ALMOST new 3 level townhome in Windward at Legacy's is awaiting its new owner! This stunning home offers 3 bedrooms, 2 full bath and 2 half baths, and an attached 2-car garage. The lower level boasts an open family room/flex room that can be used as an office or family rec room, half bath and access to the garage. The main level features the separate great room creating ample space for relaxation and entertainment. Plus you will appreciate the higher 9 ft ceilings and enjoy the large open kitchen with expansive white cabinetry, quartz countertops, all SS appliances included, center island, decorative back splash, formal dining room that can be used for office or bonus room, and a half bath for guests. The upper level features the spacious primary bedroom with the upgraded tray ceiling, walk-in closet and elegant bath with large tiled shower with bench seat, double sinks and quartz countertops. There are 2 additional generous sized bedrooms, full bath with shower and the laundry room that complete the upper level. Relax and enjoy your luxurious home and the community amenities which include park, playground, pool, basketball court and walking trails. You can live maintenance free not having to worry about lawncare or snow removal anymore.

6959 Equality Boulevard, Carmel

Listing courtesy of Realty World-Turtle Crk Realty.

$440,000

4 Beds ⋅ 2 Baths

Welcome to 725 E 116th St, Carmel, IN 46032! This well-maintained 4-bedroom, 2-bath home offers approximately 2,328 sq. ft. of comfortable living space with plenty of character. Inside, you'll find beautiful hardwood floors, white kitchen cabinetry with tile backsplash, generously sized bedrooms, and a functional layout ready for its next owner. Outside, enjoy mature trees, a well-maintained yard, brick patio, storage shed and attached garage, all with no HOA. Conveniently located near Central Park, the Monon Greenway, Midtown Carmel and the Arts & Design District, with easy access to shopping, dining, entertainment and everyday conveniences. Well maintained, full of character and conveniently located - come see what this Carmel home has to offer!

725 E 116th Street, Carmel

Listing courtesy of AMR Real Estate LLC.

$425,000

3 Beds ⋅ 2 Baths

Great three bedroom brick ranch in fabulous location close to downtown Carmel. This home has been impeccably maintained including new roof in 2021, new washer/dryer, dishwasher, oven/range, hot water heater, and new carpet to name a few. The home overlooks a beautifully landscaped back yard that can be enjoyed from the large screened in porch or the three seasons enclosed patio. An easy walk to Midtown to enjoy all that downtown Carmel has to offer.

136 Lantern, Carmel

Listing courtesy of Compass Indiana, LLC.

$439,900

Discover a ONE OF A KIND remodeled townhome at Providence at Old Meridian! Built in 2004, this 2234 sq ft home has had a wall removed for a completely open concept. The updated kitchen has 48" solid wood cabinets, quartz countertop, center island, pot filler, a direct-plumb line for your coffee maker, and a smart refrigerator. A chandelier has been added to the new dining space along with a feature wall. The living room is open from front to back and has a new striking wood-facade fireplace. The washer and dryer have been moved to the primary bedroom closet, which has a beautiful sliding black closet door and feature wall. The primary bath has a dual-vanity and rain head shower. The lower level has large wet bar with concrete countertops, brick backsplash and brick walls, perfect for entertaining. The oversized heated garage offers an outlet for an electric car and ample storage. The home has 3 bedrooms, 2 full bathrooms, and 2 half bathrooms with vinyl plank flooring throughout. The community offers so many amenities with low HOAs. This updated townhouse presents an exceptional opportunity to embrace a vibrant lifestyle in Carmel. Schedule your appointment today! This one won't last! The home includes all new windows and sliding glass door in 2024. New water heater in 2026. The roof was replaced in 2018, water softener 2019, all appliances 2019. The garage offers a heater, ceiling storage units to stay, and a 220 volt outlet for electric car if needed.

1098 Cavendish Drive, Carmel

Listing courtesy of Real Broker, LLC.

$419,000

Charming Northridge Ranch - Fully Updated Inside and Out! Welcome home to this beautifully refreshed 4-bedroom, 2.5-bath ranch tucked on a spacious .48-acre lot in Carmel's sought-after Northridge neighborhood. With 2,640 total square feet spread across a spacious main level and a fully finished basement, this home offers the charm and space you're looking for. Step inside to gleaming hardwood floors, a formal dining room, and a bright living room anchored by a woodburning fireplaces. The eat-in kitchen features updated cabinetry and a breakfast bar, perfect for casual mornings or entertaining. The main level offers three bedrooms, including a comfortable primary suite, while the finished basement adds a fourth bedroom, a spacious family room, a rec/play room - ideal for a home theater, guest suite, or additional living space. Major updates take the guesswork out of ownership: new roof (2024), fresh interior paint (July 2026), a newly finished basement (July 2026), new carpet (August 2026), a water heater (2025), and a garage addition with new roof (July 2026). The two-car detached garage and open patio overlook mature trees and a generous, private yard. Just minutes from shopping, dining, and downtown Carmel - this move-in-ready home combines classic charm with modern updates in an unbeatable location!

10306 New Jersey Street, Carmel

Listing courtesy of eXp Realty, LLC.

$419,900

3 Beds ⋅ 2 Baths

Discover an exceptional living opportunity at 3323 Eden Village DR, in Carmel, IN. This single-family residence, originally built in 1987, has been completely updated, offering 1428 square feet of refined living space. The transformation of this property ensures a contemporary and comfortable lifestyle from the moment you arrive. The living room provides a welcoming atmosphere, centered around a cozy fireplace, perfect for relaxation and gatherings. One of the full bathrooms has been thoughtfully updated to include a walk-in shower, providing a modern and convenient experience. Additional features include a private fenced yard for outdoor enjoyment and a covered patio, ideal for alfresco dining or simply unwinding. This meticulously updated property is ready to inspire your next chapter.

3323 Eden Village Drive, Carmel

Listing courtesy of Compass Indiana, LLC.

$435,000

Welcome home to this beautifully renovated 3-bedroom, 2.5-bath home tucked into a desirable Carmel neighborhood and served by award-winning Carmel Clay Schools. Extensively transformed inside and out, this renovation goes well beyond cosmetic updates. The main level features new walls, trim, interior doors, fresh paint, and stylish, durable LVP flooring throughout. The brand-new kitchen is a standout with white shaker soft-close cabinetry, quartz countertops, a dedicated island, new backsplash, and stainless steel sink and faucet, creating a fresh, timeless space for everyday living and entertaining. A full bath was added during the renovation, bringing the home to 2.5 baths, while all bathrooms were completely remodeled with new tile, vanities, fixtures, lighting, and finishes. Main-level laundry was also thoughtfully added with a dedicated plumbing line and stackable washer and dryer closet. Two fireplaces add warmth and character, while the unfinished basement provides excellent storage and future potential. Outside, the nearly half-acre homesite is framed by mature trees and has undergone extensive cleanup, grading, seeding, landscaping, and exterior improvements. Major updates also include all-new windows throughout the home, a new architectural shingle roof, full electrical rewire, new exterior doors, siding and gable repairs, exterior paint, new sump pump, and additional plumbing and mechanical improvements. A 2-car garage completes this extensively updated, move-in-ready home, conveniently located near shopping, dining, parks, and everything Carmel has to offer.

10465 Woodlawn Drive, Carmel

Listing courtesy of Compass Indiana, LLC.

$420,000

LOCATION, LIGHT & LUXURY IN CARMEL! Welcome to 897 Rosalind-a stunning, light-filled end-unit townhome backing up to a serene, private wooded backdrop. Perfectly positioned just moments from the famed Monon Trail via the Greyhound Trail, Clay Terrace, Downtown Carmel, and Carmel High School, this home offers the ultimate blend of low-maintenance living and prime location. As a desirable end-unit, wrap-around windows flood every level with natural light. The main level is designed for effortless living and entertaining, featuring an expansive living/dining area, convenient half-bath, and a dedicated hearth room anchored by a cozy gas fireplace. The gourmet kitchen boasts a large center island, stainless steel appliances, and endless prep space. Step out onto your large, private balcony to enjoy coffee or evening wine with peaceful, tree-lined views. The upper level serves as a quiet retreat with 3 oversized bedrooms and 2 full baths. The primary suite features a spa-like ensuite bath complete with a deep garden soaking tub. The lower level is the ultimate hangout area-a fully equipped entertainment suite with a second living area, a full custom wet bar (complete with sink and refrigerator), a 3rd full bath, and direct access to your attached 2-car garage. Highlights: * 3 Bedrooms | 3 Full Baths, 1 Half Bath * End-Unit Privacy with Scenic Wooded Views * Wet Bar Suite on Lower Level * Stainless Steel Appliances + Washer & Dryer Included * Waterproof, scratch resistant laminate flooring throughout with a limited lifetime warranty * Steps to the Monon Trail, Clay Terrace Shopping/Dining, & Carmel HS Don't miss this turnkey Carmel gem in an unbeatable location-schedule your tour today!

897 Rosalind Place, Carmel

Listing courtesy of F.C. Tucker Company.

$419,900

Discover this end unit 3-bedroom, 3.5 bathroom townhome in a prime location, just steps from the Greyhound Trail. Biking enthusiasts will love the quick ride to the Monon Trail, where you can soak in the stunning wooded views of Cool Creek and easily access all the popular Carmel shops and restaurants. The property is well-maintained, featuring a new roof (2020), new AC (2025), and a new water softener (2024). It's move-in ready and ideal for those who lead an active lifestyle, allowing you to enjoy the outdoors without the hassle of lawn care and snow removal. This home features two spacious bedroom suites separated by Laundry room on the upper level, offering ample privacy and comfort. The main level boasts a large open area that includes the Kitchen, Family Room, Dining area, and a sitting room with gas fireplace-perfect for relaxation and entertaining. Kitchen has stainless steel appliances, granite countertops and large kitchen island. Natural light flows throughout the house, and you'll enjoy spending time on the beautiful deck overlooking mature trees, right off the kitchen. The lower level, currently set up as a combo 3rd bedroom/living room features a full bathroom and murphy bed, providing versatility for your needs and easy access to lower level patio area. Don't miss Your opportunity for an active lifestyle in the heart of Carmel!!

1037 Orlando Street, Carmel

Listing courtesy of F.C. Tucker Company.

$444,750

Welcome to 1361 Midway Ct, nestled in one of Carmel's most highly desirable communities and located within a top-rated school district for all grades! This beautiful 4-bedroom, 2.5-bath home offers 2,606 square feet of thoughtfully designed living space, blending modern finishes with timeless comfort. Step inside to discover luxury vinyl plank flooring, plush carpet, and fresh paint, creating a crisp, move-in ready feel from the moment you enter. The main level offers a seamless flow perfect for both everyday living and entertaining. Upstairs, the spacious primary suite serves as a true retreat, featuring a private en-suite bathroom and a custom-designed walk-in closet with built-in cabinetry for elevated organization and style. Three additional generously sized bedrooms with a massive bonus room provide flexibility for family, guests, or a home office. Situated on a quiet cul-de-sac up against dense woods in a highly sought-after Carmel location, this home offers both privacy and convenience-just minutes from shopping, dining, parks, and major commuter routes. Don't miss the opportunity to own a turnkey home in one of Central Indiana's most coveted areas for under $450K!

1361 Midway Court, Carmel

Listing courtesy of eXp Realty, LLC.

$400,000

Location, location, location!! This home is located across the street from the future home on Gramercy and Marketplace located between City Center Dr. and Carmel Dr, just west of Keystone. Discover 760 E City Center DR, a charming single-family home spanning 2022 square feet. The home is ready for its next chapter! With four bedrooms and two full bathrooms, alongside a convenient half bathroom, and a sunroom, this two-story property offers comfortable living. An attached garage provides practical utility, while the large, private yard extends the living space outdoors.

760 E City Center Drive, Carmel

Listing courtesy of Real Broker, LLC.

$414,900

Welcome to this beautifully maintained 3-bedroom, 2.5-bath home in a desirable Carmel neighborhood. Featuring an open floor plan, stylish updates, and flexible living spaces, this move-in-ready home offers the perfect blend of comfort and functionality. The bright main level is designed for everyday living and entertaining with a spacious living room, formal dining room, and inviting family room anchored by a cozy fireplace. The updated kitchen features a center island, abundant cabinetry, generous counter space, and a sunny breakfast area with views of the backyard. Upstairs, a versatile loft provides the perfect space for a home office, playroom, media room, or study area. The spacious primary suite offers a relaxing retreat with a walk-in closet and an en-suite bath featuring dual vanities and a walk-in shower. Two additional bedrooms featuring walk in closets, a full bath, and convenient second-floor laundry complete the upper level. Step outside to enjoy the private backyard with mature trees, and plenty of space for entertaining, gardening, or relaxing. An attached two-car garage provides added convenience. Ideally located near parks, shopping, dining, and top-rated Carmel schools, this exceptional home offers the location, layout, and lifestyle today's buyers are looking for. Schedule your private showing today!

12628 Stanwich Place, Carmel

Listing courtesy of Redfin Corporation.

$429,900

4 Beds ⋅ 4 Baths

This incredible townhouse provides low maintenance living paired with upgraded finishes and plenty of green space in the neighborhood! This 3-level, highly sought-after end-unit home boasts 4 bedrooms, plus 3 full and one half baths, providing plenty of flexibilty. The floor level, with garage and street access, provides a large bedroom and full bathroom and could easily function as an office. The second level opens beautifully into the chef's kitchen, with access to the balcony, and is complete with center island, 5 burner gas range, and built-in double ovens, and endless counter and cabinet space. The kitchen communicates seamlessly to the open dining and living areas and are awash with natural light. Three bedrooms, including the primary, with its walk-in closet and attached bathroom, featuring walk-in shower and double vanities, complete this beautiful home. This townhouse truly shines with clean, bright finishes and upgrades, not to mention its location and neighborhood charm and amenities! Please see attached sheet for full list of upgrades and amenities!

14512 Brecon Lane, Carmel

Listing courtesy of CENTURY 21 Scheetz.

$415,000

Welcome home to this beautifully updated two-story brick and vinyl residence nestled in one of Carmel's most desirable communities. Offering 4 spacious bedrooms and a thoughtfully designed layout, this home seamlessly blends timeless style with modern updates. Step inside to discover updated flooring throughout and a freshly painted interior, professionally completed to create a bright, clean, move-in-ready feel. The open-concept kitchen flows effortlessly into the inviting living room, making it the perfect space for everyday living and entertaining, while the designated dining room provides an ideal setting for holiday gatherings and special occasions. Retreat to the spacious primary suite featuring an updated walk-in shower that adds a touch of luxury to your daily routine. Outside, enjoy a generously sized backyard bordered by a mature tree line, offering exceptional privacy and a peaceful backdrop for relaxing, playing, or entertaining. Located in the award-winning city of Carmel-consistently ranked among the best places to live in the United States-this home offers top-rated schools, exceptional parks, miles of trails, premier shopping and dining, and an unmatched quality of life. Don't miss your opportunity to own this beautifully updated home in one of Indiana's most sought-after communities.

5868 E 126th Street, Carmel

Listing courtesy of Compass Indiana, LLC.

$435,000

Move-in ready 4-bedroom home with 2,242 sq ft in the highly sought-after Carmel Clay School District! Freshly painted throughout, this well-maintained home features 9-foot ceilings on the main level and a dramatic two-story foyer that creates a bright and welcoming first impression. The spacious living room flows seamlessly into the dining room, providing an ideal layout for everyday living and entertaining. The main floor also offers the convenience of a laundry room and easy access to the attached garage. Upstairs, you'll find all four bedrooms, including a generous primary suite featuring a walk-in closet, double-sink vanity, soaking tub, and separate shower. The backyard backs to a quiet road, offering added privacy and a peaceful setting in a tranquil neighborhood. Enjoy an exceptional location just a 5-minute walk to the community amenities, including a swimming pool, tennis courts, basketball courts, and playground. Conveniently located near Costco, Target, Kroger, Walmart, numerous dining options, and with quick access to I-465, making commuting and daily errands a breeze. This home combines comfort, convenience, and a prime Carmel location-don't miss this opportunity!

9625 Cypress, Carmel

Listing courtesy of MYL Realty, LLC.

$419,900

This beautifully maintained 3-bedroom, 2.5-bathroom, 2-story home in Carmel's desirable Country Meadows boasts 2,050 sq. ft. of refined living space and features a fully updated kitchen and bathrooms. Key Highlights: Inviting Entry: Two-story foyer flooded with natural light, leading to an open-concept layout. Gourmet Kitchen: Features stainless steel appliances, a functional peninsula, and an adjoining breakfast area. Living Spaces: Great room with cozy gas log fireplace, plus a front living room ideal for a home office. New luxury vinyl plank on first floor. Primary Bedroom: Massive ensuite with walk-in closet, dual sinks, large walk-in shower. Outdoor Oasis: Corner lot into cul-de-sac with manicured lawn and an expansive stamped concrete patio. Situated in a top-rated school district, this move-in-ready property won't last long.

5828 Applegate, Carmel

Listing courtesy of D. Braun & Company.

$429,900

NEW, NEW, NEW...New carpet, new paint, new vinyl plank flooring. This move-in ready, beautifully maintained 2,788-square-foot home, blends timeless design with modern comfort. With easy access to I465 and US31, and just steps from Twin Lakes Golf Club you can't beat this location! At the center of the home, the open-concept kitchen flows effortlessly into the main living area, making everyday living and entertaining a breeze. Featuring stainless steel appliances, ample cabinetry, and a spacious center island, this well-appointed kitchen is designed to inspire both casual meals and memorable gatherings. New vinyl plank flooring in the foyer, kitchen and back hallway! New vanity in the primary bathroom! The home offers three generously sized bedrooms and three full bathrooms, thoughtfully designed for comfort and convenience. The primary suite provides a relaxing retreat, complete with dual vanities, abundant storage, and a walk-in shower for a spa-like experience. With its traditional architectural style, two-story layout, and versatile living spaces, including both a living room and a den on the first floor! Step outside to enjoy the expansive patio and welcoming porch-ideal for morning coffee, evening relaxation, or entertaining friends and family. An attached garage adds everyday convenience and practical storage.

3586 Seminole Drive, Carmel

Listing courtesy of eXp Realty, LLC.

$429,900

5348 Ripplingbrook Way presents a traditional single-family residence constructed in 2000, offering 2172 square feet of well-maintained living space with an unfinished basement. The property has had upgrades in the kitchen and bathrooms but looking for a buyer to add their finishing touches to their desired needs. The property features both a formal living room, and a great room just off the kitchen eating area and has a separate dining area for additional space for entertaining and large gatherings. The exterior of the home is fully fenced in the rear overlooking the neighborhood pond. With a large spacious layout, this home has endless potential for the next owner to enjoy.

5348 Ripplingbrook Way, Carmel

Listing courtesy of Goal Properties.

$405,000

Presenting 10676 Oakwood CT, a distinguished single-family residence in CARMEL, IN, built in 1975. This 2071 square foot home offers a unique opportunity for those seeking a harmonious blend of classic design and spacious living. The property encompasses four comfortable bedrooms, providing ample private retreats. Complementing these are two full bathrooms and one half bathroom, ensuring convenience and functionality for everyday living. This impressive property extends across three stories, offering distinct areas for relaxation and entertainment. The expansive 30056 square foot lot provides a generous outdoor environment, ideal for various activities and landscaping visions. Discover the potential and lifestyle that awaits at this remarkable Carmel address.

10676 Oakwood Court, Carmel

Listing courtesy of S & R Realty, LLC.

$438,000

** Seller offering $5,000 in concessions ** Why is this unit different? Welcome to this beautifully upgraded home in Carmel, Indiana, situated on a premium corner lot! Thoughtfully designed with the upgraded Premiere Package, this home features elegant 3cm quartz countertops, upgraded luxury vinyl plank flooring, Winstead 5-piece cabinetry, black cabinet hardware, tile flooring in the bathrooms and laundry room, and enhanced carpet padding for added comfort. The gourmet kitchen is a standout with its built-in microwave and oven combo, gas cooktop, and stylish hood vent - perfect for entertaining and everyday living. Custom wrought iron stair railings add a luxury touch, while the upgraded tiled shower in the owner's suite creates a spa-like retreat. With high-end finishes and upgrades throughout, this move-in ready Carmel home offers the perfect blend of style, comfort, and functionality.

14579 Elsmere Lane, Carmel

Listing courtesy of 1 Percent Lists Indiana Real Estate.

$429,000